From [email protected] Mon Nov 27 20:07:37 1995 Would you write and send e-mail if you had no way of archiving it? This is what AOL is. Would you use "net-quicken", if it required all your data to be stored on a shared disk at Intuit? Who are you kidding? All your banking information is stored *at your bank* today; how is that any different? OBCrypto: none. /jordan