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credit card









Cash advance:   Yes			Approval number:	000-5467001
Credit limit:         $3000.00			Approval Expires:	08/01/97	
Credit provider:  Morningstar Ent.	                Bank Affiliation:        None	
Card Issued:      Morningstar Card  	                Member Status:       Pending	
Annual Fee:       None			APR:		17.99%


Dear Future Cardholder,

Congratulations!  You have been approved for a  $3,000.00 Unsecured credit line from 
the financial card division of  Morningstar Enterprise regardless of your past credit history. 
Your approval number is 000-5467001 and your approved credit amount of $3000.00  for 
credit purchases and cash advances will be available once you receive your Morningstar 
card! There is No security or money deposits Required! For more information on how to
 receive  your Morningstar card Visit our web site at:

 http://www.ourlocation.com/morning