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Virtual Cash

>I would be willing to pay 5% upon receipt of the digicash, and possibly 
>some smaller fee upon redemption. A random individual? None at all. 

And a business?  They'd laugh.

For any system of digital cash to take off, it must be economical to use.

Since credit card rates cost business 2 1/2% - 4%, digital cash must
be more efficient in real terms in order to succeed.