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Did you know that as many as 70% of all Americans have 
negative or incorrect information on their credit report and that 
one in five complaints to the Federal Trade Commission is 
against Credit Bureaus.


          ARE YOU ONE OF THE MILLIONS OF 
        AMERICANS REJECTED FOR CREDIT?


If so, we have the information you need:

>>Remove negative and incorrect information from your credit report<<
               * Bankruptcies - REMOVED
               * Repossessions - REMOVED
               * Tax Liens - REMOVED
               * Judgments - REMOVED
               * Charge Offs - REMOVED
               * Late Payments - REMOVED
 
>>Get all of the credit cards you want<<

>>Obtain a Home mortgage<<

>>Qualify for a car loan<<


Everyone is entitled to a better lifestyle for themselves and their 
family and especially such a basic need as a house, a car, or 
credit cards.  Imagine the thrill of driving home for the first time 
in a new car and showing it to your friends, relatives and neighbors,
or the convenience of having a credit card for making purchases, 
or fulfilling the American dream of owning a Home. 
                         NOW IT IS POSSIBLE!


All of the information you need is contained in our confidential 
report;

     ===============================
     "Insider's Guide to Credit Repair Secrets."
     ===============================


Best of all, you can have this report RIGHT NOW, delivered 
directly to your e-mail address in a matter of minutes. Read 
on for further details.


The "Insider's Guide to Credit Repair Secrets" contains everything 
you need in order to repair your own credit report.  In addition, as 
the title implies, we include some of the industries best kept and 
guarded secrets, things the Credit Bureaus and Banks don't want 
you to know. Don't pay hundreds or perhaps thousands of dollars 
to a credit repair agency. You can do it yourself for FREE, with 
equal or better results. 

        
                    ===>  BONUS OFFER  <===

The "Insider's Guide to Credit Repair Secrets" normally sells 
for $9.95.  If you order now, we will include two FREE bonus 
reports with your order.  Each bonus report normally 
retails for $9.95. 

You get all three reports for just $9.95.............a $29.85 value. 


                               BONUS REPORT #1 
        HOW TO GET A CREDIT CARD OR BANK LOAN

          * Shaping your application to improve your chances of 
             being approved
          * How creditors rate an application
          * Hot tips on how you can stack the odds in your favor
          * How to use a co-signer
          * Secured credit cards
          * How to establish AAA credit in 30 days


                                BONUS REPORT #2 
        TOP 10 WEB SITES FOR FREE CREDIT REPAIR 
                              & CREDIT CARD INFO

          These 10 Web sites are the best of the best. All of them 
          are absolutely FREE. They contain additional credit 
          repair information, tips on obtaining credit cards and 
          loans, databases of hundreds upon hundreds of credit 
          card issuers, consumer help on overcoming debt and 
          much, much more........


HOW TO ORDER!!!

To have all three reports delivered immediately to your e-mail 
address, all you need to do is follow these simple steps;

     1)  Get a pen and piece of paper ready to write down an 
           important e-mail address.

     2)  Call 1-900-448-8901.
               (Your phone bill will be charged $9.95 for this call. 
                 If you are under 18 years of age, you must receive 
                 parental permission before calling)

     3)  Listen to the 900 number recording and write down 
           the e-mail address given.

     4)  Send any e-mail message to the address given on the 
           recording and within minutes, the three reports will be 
           electronically delivered to your e-mail inbox.                      
     

Isn't $9.95 a small price to pay for the convenience of a clean 
credit record and all of the advantages that go along with it. 
Order the "Insider's Guide to Credit Repair Secrets", plus the
two FREE bonus reports today and start enjoying the credit 
you deserve.


The information supplied in the "Insiders Guide to Credit 
Repair Secrets" is applicable only to United States residents.  
If you have received this e-mail solicitation and live outside 
the United States of America, please accept our apology 
and disregard this message.  Thank you.